Pradhan Mantri Jan-Dhan Yojana: An Evaluation

Authors

  • Ravikumar T CHRIST(Deemed to be University), Bengaluru, India

DOI:

https://doi.org/10.12725/ujbm.44.2

Keywords:

Pradhan Mantri Jan-Dhan Yojana, India, Financial Inclusion

Abstract

Financial inclusion is a process of providing access and usage of financial services like savings, credit, insurance and payment facilities by the financially excluded people. Initiatives towards financial Inclusion have been taken by the Government of India which includes priority lending, lead bank scheme, nationalisation of banks, Swabhimaan approach and Pradhan Mantri Jan Dhan Yojna (PMJDY). This article evaluates Pradhan Mantri Jan-Dhan Yojana scheme critically and its difference with a previous similar scheme.

 

 

References

1. Chakrabarty, K. C. (November, 2011). Financial Inclusion: A road India needs to travel. RBI Bulletin. Retrieved from https:// www.rbi.org.in/scripts/BS_ViewBulletin.aspx?Id=12680
2. Chakrabarty, K. C. (2013). Financial Inclusion in India: journey so far and the way forward. Keynote address at Finance Inclusion Conclave organised by CNBC TV 18 at New Delhi. Retrieved from https:// www.bis.org/review/r130909c.pdf
3. Chakrabarty, K. C. (2013). Revving up the growth engine through financial inclusion. Address at the 32nd SKOCH Summit held at Mumbai. Retrieved from https://www.rbi.org.in/ scripts/ BS_ViewBulletin. aspx?Id=14282
4. Leeladhar, V. (2005). Taking banking services to the common man – Financial Inclusion. Commemorative Lecture at the Fedbank Hormis Memorial Foundation at Ernakulam. Retrieved from https:// www.bis.org/ review/r051214e.pdf
5. Rajan, R. G. (2009). A hundred small steps - report of the committee on financial sector reforms. Retrieved from http:// planningcommission.nic.in/reports/genrep/rep_fr/cfsr_all.pdf
6. The Government of India. (n.d.). Pradhan Mantri Jan Dhan Yojana/Account Statistics. Retrieved from http://www.pmjdy.gov.in/account-statistics-country.aspx
7. The Government of India. (n.d.). Pradhan Mantri Jan Dhan Yojana/Skilling. Retrieved from https://pmjdy.gov.in/flc-skilling-material.aspx

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Published

2018-07-01

How to Cite

T, R. (2018). Pradhan Mantri Jan-Dhan Yojana: An Evaluation. Ushus Journal of Business Management, 17(3), 9-13. https://doi.org/10.12725/ujbm.44.2