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The Impact of Fintech and AI Disruption on banking, finance and regulatory system

2024-01-12

In recent years, rapid technological innovation has emerged as a disruptive force, affecting the way we conduct business and experience tourism. Technology has become an all-encompassing engine for innovation, from artificial intelligence and blockchain to virtual reality and big data analytics. These Big Techs are equipped with AI, blockchain, and machine learning technologies, which have the power to streamline corporate processes and reduce the complexity of traditional decision making. FinTech and AI have a wide range of applications, including mobile banking, insurance, fraud detection, cryptocurrency, and financial market forecasts. Big data, blockchain, robotics, and artificial intelligence (including machine learning) have revolutionized the financial services industry in recent years, offering innovative new products and business solutions. FinTech brings both opportunities and problems for countries all over the world, and it is largely considered as an important contributor to the development of the worldwide financial services industry. It provides excellent opportunity for finance scholars to perform relevant, transdisciplinary cutting-edge research at the confluence of finance and technology.

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Vol. 22 No. 4 (2023): Ushus: Journal of Business Management
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